The Oregon Horsemen’s Benevolent Protective Association is a non-profit benevolent organization that receives no government funding or public tax revenue.  It is not an insurance company and does not assume responsibility for any incurred charges nor does it guarantee approval for any request for assistance.  The guidelines are changed at the sole discretion of the Board of Directors and may be modified, extended, altered and revised from time to time without prior notice.  Therefore, any information supplied in any form must not be construed or regarded as creating any express or implied right to the services, coverage, or benefits the Organization may offer.          

          The Oregon H.B.P.A. Benefits program is not intended to be a substitute for private health and medical insurance

          The Oregon H.B.P.A. Benevolence Program is designed to assist eligible members; their spouse, children and legal dependents, as well as Asst. Trainers and Grooms who are employed full time for members.  All possible insurance coverage must be fully utilized before the Oregon H.B.P.A. will consider any benevolence request.  The Oregon H.B.P.A. will make payments directly to approved health care providers only.   THERE ARE NO EXCEPTIONS.

ELIGIBILITY REQUIREMENTS FOR H.B.P.A. BENEFITS

SINGLE OWNERSHIP

To be eligible, licensed owners must own the equivalent of 100% of a thoroughbred horse and must start said horse at least three times during the preceding calendar year just prior to the Benevolence request at an Oregon H.B.P.A. represented track.  (An H.B.P.A. Track is one which has a current and valid contract with the Oregon H.B.P.A.)

MULTIPLE OWNERSHIP

To be eligible, owners with less than the equivalent of 100% of a horse will not be eligible for benefits unless the horse in which that person has part ownership has started at least three times at an Oregon H.B.P.A. represented race track for each of the owners. For example, a horse owned by two people would have to start six times for those two people to be eligible.  A horse with three owners would have to start nine times, etc.

their spouse, children and legal dependents who meet the qualifications described below.

          To be eligible, trainers must have started at least three times during the preceding calendar year just prior to the Benevolence request at an Oregon H.B.P.A. represented track.  (An H.B.P.A. Track is one which has a current and valid contract with the Oregon H.B.P.A.)

BENEFIT PROGRAMS

The Oregon H.B.P.A. will pay up to a total of one hundred fifty dollars for exams, glasses or contacts for eligible members, their spouse, children and legal dependents, as well as Asst. Trainers and Grooms who are employed full time for members, once every other year.  Authorization for Vision Care must be obtained in advance.  Payment for vision care will only be made directly to the Care Provider. Under no circumstances will the horsemen be reimbursed.  There will be NO EXCEPTIONS!  Contact the Oregon H.B.P.A. Office for further information.

For eligible members, their spouse, children and legal dependents, as well as Asst. Trainers and Grooms who are employed full time for members, who do not have dental insurance the Oregon H. B. P. A. will pay the first two hundred dollars ($200.00) of the approved dental bill at the rate of 100%. After that, the Oregon H. B. P. A. will pay 50% of the remainder up to an additional five hundred fifty dollars ($550.00) for a total benefit of seven hundred fifty dollars ($750.00) per year. The individual patient will be responsible for any remaining charges.

          For eligible members, their spouse, children, and legal dependents, as well as Asst. Trainers and Grooms who are employed full time for members, with dental insurance, the insurance benefit must be fully utilized before Oregon H. B. P. A. will pay any charges. Oregon H. B. P. A. will pay 50% of the remaining charges up to a total of seven hundred fifty dollars ($750.00).

          You may attend the dentist of your choice. Please check with the Oregon H. B. P. A. office before scheduling any dental work to check on your eligibility. Payment for dental care will only be made directly to the care provider.  Under no circumstances will the eligible member be reimbursed.  THERE WILL BE NO EXCEPTIONS!
Contact the office of the Oregon H.B.P.A. for further information or help.

In case of extreme hardship, assistance for eligible members, their spouse, children and legal dependents, as well as Asst. Trainers and Grooms who are employed full time for members, may be requested through the office of the Oregon H.B.P.A. for reasons other than those listed above.  Meal tickets for the Track Kitchen, as well as other forms of assistance are available. The eligibility rules apply to all forms of assistance.  Please contact the office of the Oregon H.B.P.A. for further information or help.

There are scholarship funds available for eligible members, their spouse, their children and legal dependents, as well as Asst. Trainers and Grooms who are employed full time for members. Contact the office of the O.H.B.P.A. for application forms and requirements.  First year students may receive up to a five hundred-dollar ($500.00) scholarship.  After the first year the student may reapply each year for scholarship funds not to exceed two thousand dollars ($2,000.00) per year for a maximum of five years, as long as all eligibility requirements remain current.  Under no circumstances will the receiver be reimbursed.  All funds must be paid to the school of choice.  THERE WILL BE NO EXCEPTIONS!

Currently licensed Owners & Trainers, eligible for these “Benefit Programs” are entitled to receive regular published issues of the “Horsemen's Journal” (National HBPA publication) Only one magazine will be mailed to a household.

Some medical assistance may be available for eligible members, their spouse, their children and legal dependents, as well as Asst. Trainers and Grooms who are employed full time for members, and not covered by employer supplemented or group health plans.  Payments will only be made directly to the Care Provider. Under no circumstances will the horsemen be reimbursed. 
There will be NO EXCEPTIONS!